Payment Policy

Issuer Approval and Safeguards

For practical purposes when ordering from scrubdaddyharbor, the card issuer controls verification, authorization holds, approvals, and declines; as a related safeguard, Shopify and authorized payment providers encrypt and process payment credentials; where relevant, the store does not retain complete card numbers or card security codes.

Payment Refund Timing

scrubdaddyharbor applies the following customer standard: the bank or card network may require additional posting time; an approved refund is issued to the original payment method within 5-10 business days.

United States Dollar Processing

The customer-facing practice followed by scrubdaddyharbor is that the customer's bank determines any separate conversion or account fee; additionally, all checkout and refund amounts are denominated in USD.

Correct Billing Information

For practical purposes when ordering from scrubdaddyharbor, the store can hold or cancel a transaction that cannot be authorized or presents a substantial fraud risk; at the same time, the person ordering is responsible for complete and accurate billing information.

Applicable Sales Taxes

As part of the service commitment made by scrubdaddyharbor, an order is not represented as automatically exempt from tax; as a related safeguard, checkout applies tax when governing law requires the merchant to collect it.

About Credit/Debit Card

The operating rule used by scrubdaddyharbor is straightforward: checkout shows the payment choices available for the transaction; at the same time, the checkout can accept Visa, Mastercard, Maestro, American Express, JCB, Diners Club, Discover.

Store Identity and Return Address

Under this policy at scrubdaddyharbor, email support is available at support@scrubdaddyharbor.shop; where relevant, scrubdaddyharbor is the merchant responsible for this storefront; at the same time, the merchant location and standard authorized-return address is 400 W Elm St, Allerton, Iowa, 50008, United States; at the same time, the store telephone number is 512-660-5422.